БЫТОВЫЕ ДИАЛОГИ
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EVERYDAY DIALOGUES
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Anatoly: I'm going to buy fur- niture.Can I buy it on credit? Tess(Anatoly's American aunt): Of course,you can. You can get a charge card from one of the large furniture stores. This is a card for credit at one store. Most large stores have their awn charge cards. A:Where I should apply for this card? T:Apply directly to the store for this card. A:What about major credit cards? T:You can use Visa, Master Card, or American Express. These are cards from a bank or a credit company. A:Where can I use these credit cards? T:You can use them at many dif- ferent stores, restaurants, and hotels. A:Where can I get an application for major credit cards? T:There are application forms for major credit cards at banks and at some hotels. A:Would you tell me about various kinds of credit? T: There are two kinds of credit: monthly accounts and revolving ac- counts. A: What's the difference between them? T:Monthly accounts must be paid in full every month.You don't have to pay interest in this type of acco- unt.In a revolving account,you pay a part of the total bill. You also pay interest on the unpaid balance. A:How much is the interest? T: The interest can be as high as 20%.This means that you are paying much more than the cost of your purchase.Credit cards can be use- ful,but they can also be expensive. A:I think it depends on the card holder what kind of credit he pre- fers. T:You are perfectly right. I have several credit cards.Since I don't want to pay any interest, I pay my bills in full. A:Are American credit cards accep- ted overseas? T: Not all of them are acceptable there.But if you use American Ex- press, you won't have any trouble in stores,restaurants, and hotels the world over. A:Thank you for the information. T;You are very welcome. | ||
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